TurlockRecruiter Since 2001
the smart solution for Turlock jobs

Home Loan Advisor - Turlock / Modesto

Company: Golden 1 Credit Union
Location: Turlock
Posted on: July 9, 2019

Job Description:


Home Branch Turlock but also working in the Modesto market as well.

The In-Market Home Loan Advisor is responsible for home loan production from assigned branches and the local mortgage market. They will work closely with the Branch Managers, local realtors and other market sources to generate home loan referrals. The advisors will be responsible for creating production strategies that will enhance the credit union's market share in their assigned market(s). The advisor is responsible for generating and responding to inquiries and referrals from their assigned branches. Interviews applicants to analyze financial and credit information, assist with financing objectives, advises on products, pricing, and gathers any other information required. The advisor will also be responsible for self-sourcing home loans from the local mortgage market by representing the credit union accordingly. The Advisor ensures exceptional service by maintaining a thorough understanding of lending programs, policies, procedures and regulatory requirements.


  • Originate home loans by maintaining exceptional service levels and product knowledge. Discuss our home loan products and programs via phone, email or in person.
  • Work with branch management and staff to educate and strategize to increase home loan production from our members.
  • Work with branch management to develop market strategies to drive new membership and home loans to the credit union.
  • Work with realtors and other business partners in the market their assigned branches are located. Maintain membership in realtor groups and attend business development events such as mixers, local fairs and any other event that can build the home loans brand and production.
  • Obtain and analyzes pertinent financial and credit data. Provide initial assessment of the loan and product qualifications.
  • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including, RESPA, HPML, HOEPA, HCML, HMDA, Fair Lending and bank secrecy and anti-money laundering laws appropriate to the position.
  • Monitor home loan pipeline to ensure loans are attended to promptly, efficiently and accurately to the established home loan pipeline standards.
  • Negotiate with members on counter offers or communicate declinations when their initial request cannot be met due to program limitations such as maximum loan-to-value, debt-to-income, valuation, reserves, etc. Demonstrate the ability to delicately handle difficult situations while maintaining complete professionalism.
  • Interact with other advisors and fulfillment staff to ensure proper procedural compliance, team collaboration and atmosphere.
  • Consistently notate conversations with member in LOS to ensure proper communication.
  • Additional duties as assigned by Management.


    • Effective oral and written communication skills required to interact with members, branches, contact center staff and other outside contacts on the telephone, e-mail or in-person.
    • Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.
    • Effective technology and reporting skills are required to direct and mange origination activities.


      • INTERNAL: All levels of Staff/Management/Members/Third Parties
      • EXTERNAL: Realtors/Vendors/Organizations/Select Employer Groups/Other Business Partners


        • EDUCATION: Successful completion of High School curriculum , or equivalent work experience is required
        • EXPERIENCE: 2 years or more of mortgage loan origination experience


        • Exceptional member service and member relation skills.
        • Strong credit analysis and general financial analysis.
        • Current working knowledge of the mortgage industry.
        • Full knowledge of FNMA/FHLMC-Secondary Market and FHA
        • Strong oral and written communication skills.
        • Advisory and consultative home loans skills.
        • Working knowledge of financial calculators, personal computer, copier, facsimile, etc.


          • Prolonged sitting throughout the workday with occasional mobility required.
          • Corrected vision within the normal range.
          • Hearing within normal range. A device to enhance hearing will be provided if needed.
          • Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
          • Occasional bending and stooping, as may be required to accomplish work


            • MLO Registration required: An individual in this position has been determined to be a Mortgage Loan Originator as defined by the S.A.F.E Act and whose responsibilities include taking applications and discusses terms or negotiates rates on loans secured by real property.
            • A valid California driver's license and a clear driving record are required

              Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled

Keywords: Golden 1 Credit Union, Turlock , Home Loan Advisor - Turlock / Modesto, Other , Turlock, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Other Other Jobs

Medication Assistant / Med Tech - San Rafael
Description: Req ID 2018-1298 br Job Category Clinical Services br Shift Day, Evening, On-Call br Who We Are br br AlmaVia of San Rafael br br Do you enjoy working with seniors Do you want to work in (more...)
Company: Elder Care Alliance
Location: San Rafael
Posted on: 07/20/2019

Resident Care Coordinator - San Rafael
Description: Req ID 2019-1473 br Job Locations Clinical Services br Job Category Regular Full Time br Shift Day br Who We Are br br An Elder Care Alliance Community br br AlmaVia of San Rafael br (more...)
Company: Elder Care Alliance
Location: San Rafael
Posted on: 07/20/2019

$16-$35+/Hour UPS Jobs Hiring: (Positions Open)
Description: Easy Apply, Immediate
Company: UPS.FindDreamJobs.com
Location: San Rafael
Posted on: 07/20/2019

Looking for supplemental income? sign up and earn up to bonus
Description: Support your community
Company: Zum
Location: Gilroy
Posted on: 07/20/2019

Get New Painting Work Today - Preview Leads In Your Area
Description: Over 25 million homeowners have trusted HomeAdvisor 1800Contractor to help them find quality professionals with the expertise to turn their home improvement
Company: HomeAdvisor
Location: Turlock
Posted on: 07/20/2019

Email Marketing Processor - (Flexible Schedule)
Description: Mommy Jobs Online is now recruiting part-time and full-time Email Marketing Processors to work remotely. Great opportunity for the perfect person that has a home office setup to work remotely. At Mommy (more...)
Company: Mommy Jobs Online
Location: Turlock
Posted on: 07/20/2019

Mail Carrier
Description: Mail Carrier: br Duties and Responsibilities ul li Responsible for sorting mail of all classes in delivery sequence for the assigned area or route. li Manages undeliverable mail according to postal (more...)
Company: Job Placement Services
Location: Turlock
Posted on: 07/20/2019

Inbound Customer Care Rep
Description: We are looking for energetic, friendly, articulate, self-directed customer care advocates. You will answer customer's product questions, promote
Company: Mommy Jobs Online
Location: Turlock
Posted on: 07/20/2019

Now Hiring: McDonalds
Description: Easy Application
Company: McDonalds.FindDreamJobs.com
Location: San Rafael
Posted on: 07/20/2019

Bid On Local Landscaping Jobs - Reach New Customers In Your Area
Description: Over 25 million homeowners have trusted HomeAdvisor 1800Contractor to help them find quality professionals with the expertise to turn their home improvement
Company: HomeAdvisor
Location: Turlock
Posted on: 07/20/2019

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Turlock RSS job feeds